Real estate appraisal services for homeowners in the city of Virginia Beach and Virginia Beach City County

Here are the top seven reasons why VA homeowners need SJS Valuations, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Virginia Beach City county's assessment of your property
  3. Remove PMI to cut your mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Virginia Beach City county or VA

Need help determining the price of your house in or near Virginia Beach, VA?
Contact SJS Valuations, LLC.

At SJS Valuations, LLC, we understand the unique needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at SJS Valuations, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're seasoned in helping homeowners just like you remove unwanted PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from SJS Valuations, LLC is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your house is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. An efficient appraisal from SJS Valuations, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? SJS Valuations, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.